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General

  • What types of accounts does Flourish Cash support?
  • Is there a maximum Flourish Cash balance?
  • How much FDIC insurance will I receive?
  • Do you support joint accounts titled as Tenants by the Entirety?
  • What’s the difference between Flourish Cash and a savings account?
  • How quickly can I deposit and withdraw money?
  • Is there a minimum balance to get started?
  • How can I transfer money into and out of my Flourish Cash account?
  • How is the interest rate determined?
  • Where do you send Flourish Cash interest payments?
  • How often does the interest rate change?
  • Do I need to download a mobile application to use Flourish?
  • Can I set up an individual, a joint and an institutional Flourish Cash account?
  • Why did I receive a multi-factor authentication code that I did not initiate?
  • Can I keep my existing bank accounts?
  • Is Flourish Cash a money market mutual fund or a CD?
  • Can I use Flourish Cash for my business or commercial accounts?
  • What happens to my cash when it's at a Program Bank?
  • How do you pay interest?
  • How do I download my account activity?
  • Can my advisor make transactions on my behalf?
  • What happens if a new Program Bank is added to the system?
  • Do you offer a debit card or ATM card for Flourish Cash accounts?
  • How does Flourish protect my account against cybersecurity threats?
  • How is interest calculated?
  • How long does it take to set up an account?
  • What would happen if a Program Bank fails?
  • What if I already have an active account at one of your Program Banks?
  • Is there a maximum number of accounts I can link to Flourish Cash?
  • Will you let me know when Flourish SmartBalance is about to initiate a transfer?
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Legal and Privacy


Flourish is an online platform through which investors can access financial services and products. The services and products offered through Flourish are provided by different entities and are subject to different terms, investor protections and risks. Flourish Cash is offered by Flourish Financial LLC, a registered broker-dealer and FINRA member. Flourish Crypto is offered by Paxos Trust Company, LLC (Paxos), a New York limited purpose trust company regulated by the New York Department of Financial Services that provides cryptocurrency custody and execution services for the Flourish Crypto accounts, and Flourish Digital Assets LLC (Flourish Digital Assets), which is registered in New York as a commodity broker-dealer and provides website and other technology services and support for Flourish Crypto accounts. Flourish Financial LLC and Flourish Digital Assets LLC are affiliates, but are not affiliates of Paxos. Please review the Legal section of our website, and the disclosures provided with each Flourish service or product, for further information regarding each service and product. If you were introduced or invited to Flourish by a third-party investment adviser or other third party, whose name or logo may be shown above, please be aware that, unless otherwise disclosed to you, they are not affiliated with any Flourish entity. The role of the investment adviser or other firm that invited you to Flourish may vary between different Flourish services and products, as further described in the terms for each service or product. © 2021 Flourish. All rights reserved.