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  2. Flourish Cash
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General

  • What happens if a new Program Bank is added to the system?
  • Do you offer a debit card or ATM card for Flourish Cash accounts?
  • How does Flourish protect my account against cybersecurity threats?
  • How is interest calculated?
  • How long does it take to set up an account?
  • What would happen if a Program Bank fails?
  • What if I already have an active account at one of your Program Banks?
  • Is there a maximum number of accounts I can link to Flourish Cash?
  • Will you let me know when Flourish SmartBalance is about to initiate a transfer?
  • Do I have to open accounts with each Program Bank?
  • I received a new-device email—what should I do?
  • Do you ever sell my data?
  • What happens if a Program Bank stops working with Flourish Cash?
  • Can I open a Flourish Cash account for my dependents?
  • Can I pay bills from Flourish Cash?
  • Do you offer overdraft protection?
  • Can I use Flourish SmartBalance with savings accounts?
  • How can I open a revocable trust account at Flourish?
  • What Program Banks are a part of your program?
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Legal and Privacy


Flourish's offerings are provided by different entities and are subject to different terms, investor protections, and risks. Flourish Cash is offered by Flourish Financial LLC, a registered broker-dealer and FINRA member. Flourish Financial LLC is not a bank. Check the background of Flourish Financial LLC and its personnel on FINRA's BrokerCheck. Flourish Annuities refers to the annuity platform operated by Flourish Technologies LLC and to Flourish Insurance Agency LLC (doing business in California under the name Flourish Digital Insurance Agency), and, where applicable, Flourish Financial LLC. Flourish Lending is offered by SoraFinance, Inc. (d/b/a Flourish Lending), a licensed mortgage broker (NMLS #2355841). SoraFinance, Inc. is not a lender. To verify SoraFinance, Inc., visit NMLS Consumer Access. The Flourish entities mentioned above are all wholly-owned subsidiaries of Flourish Holding Company LLC. Please review the Legal section of our website for more information and account terms. The role of the investment advisor or other firm that invited you to Flourish may vary between different Flourish services and products, as further described in your terms of service. © 2026 Flourish. All rights reserved.