General
- What's the difference between a purchase and a refinance?
- Where can I find definitions of common mortgage lending terms?
- What is mortgage insurance and when is it required?
- What's the maximum loan-to-value ratio?
- What's the difference between conforming and non-conforming loans?
- What refinancing products do you offer?
- Are there loan options for jumbo loans?
- Are there any loan types that Flourish Lending does not currently offer?
- What is a debt-to-income (DTI) ratio and why is it important when applying for a mortgage?
- How accurate are the numbers shown in the mortgage rate estimate or refinance monitoring tools?
- How can I get help during the application process?
- How does the Refinance Monitoring tool work?
- How does the mortgage rate estimate tool work?
- How can I obtain a preapproval letter?