We currently do not support the following types of loans. If you’re interested in a specific loan type, please email us at support@flourish.com as client demand plays a large role in shaping our roadmap.
| Loan type NOT currently offered | What is it? | Plan for future offering | Potential |
|---|---|---|---|
| Home Equity Lines of Credit (HELOCs) | A revolving line of credit secured by the equity in your home, allowing you to borrow as needed. | We are actively evaluating adding HELOCs to the platform. | A cash-out refinance may be an option depending on your situation. |
| Commercial Real Estate Loans | Financing used to purchase, refinance, or develop business or investment properties. | No current plan, but actively evaluating client demand. | We are currently focused on residential mortgage solutions. For the time being, a commercial-focused lender may be appropriate. |
| Private Banking Loans / Loans Secured by Non-Traditional Assets | Customized lending solutions typically secured by assets such as art, collectibles, or other non-traditional collateral. | No current plan. | Traditional mortgage or residential lending products may be available depending on your needs. |
| Securities-Based Lending / Lines of Credit (SBLOCs) | A line of credit secured by an investment portfolio. | No current plan, but actively evaluating client demand. | Clients may consider traditional lending options or consult their investment advisor regarding liquidity strategies. |
| Bank Statement Loans | Mortgage loans designed for self-employed borrowers that use bank statements instead of tax returns to verify income. | No current plan, but actively evaluating client demand. | Clients may consider traditional lending options or consult their investment advisor regarding liquidity strategies. |