Yes. Flourish Lending offers refinancing options that may allow eligible homeowners to replace their existing mortgage with a new loan.
Common refinance options include:
- Rate-and-term refinance, which may help adjust your interest rate, loan term, or both
- Cash-out refinance, which allows you to cash out a portion of your home’s equity, subject to qualification guidelines
- Jumbo refinance options for higher loan balances
Refinancing may be considered for a variety of reasons, such as seeking a lower rate, changing loan structure, consolidating debt, or accessing equity.
Eligibility, pricing, and available options depend on factors including your credit profile, home value, loan balance, and current market conditions. A licensed Mortgage Loan Officer can review your specific goals and help determine whether refinancing may be appropriate for your situation.