Flourish Lending
General
- What's the difference between a purchase and a refinance?
- Where can I find definitions of common mortgage lending terms?
- What is mortgage insurance and when is it required?
- What's the maximum loan-to-value ratio?
- What's the difference between conforming and non-conforming loans?
- What refinancing products do you offer?
Approval, Underwriting & Closing
- What happens if rates change during my application?
- What should I do if my closing date is delayed?
- Can I switch loan options mid-process?
- What happens if my application is denied?
- Do I need to attend the closing in person?
- Can I track my application status online?
Rates, Fees & Costs
- What are the typical down payment requirements?
- How can I view rates on the platform?
- Are there prepayment penalties?
- Do you charge origination fees?
- Are there any hidden fees?
- Are rates locked, and how does rate locking work?
Getting Started
- What does the mortgage process look like from start to finish?
- What documentation will clients typically need?
- What happens to my loan after closing, and how do I manage payments?
- Do you support first-time homebuyers?
- Can I apply jointly with a co-borrower?
- Can I apply if I’m self-employed?
About Flourish Lending
- What types of mortgage loans and property types do you support?
- What is Flourish Lending and how does it work?
- What does it cost to get a loan through Flourish Lending?
- Is Flourish Lending safe?
- Do you offer tools to compare rates or monitor refinance opportunities?
- Why should I use Flourish Lending?