We currently support the following mortgage options:
Loan purposes
- New purchase mortgages
- Rate-and-term refinances
- Cash-out refinances
Property types
- Primary residence
- Second homes
- Investment properties
Loan structures
- Conventional loans
- Jumbo loans
- Fixed-rate mortgages (10-, 15-, 20-, and 30-year terms)
- Adjustable-rate mortgages (ARMs) with 5-, 7-, or 10-year fixed periods
Important notes
- While Flourish Lending supports many common mortgage options, the following loan types are not currently available: construction loans, home equity lines of credit (HELOCs), VA loans, commercial real estate loans, securities-based loans, lot loans, and bank statement loans. Please see the following article to learn more: Are there any loan types that Flourish Lending does not currently offer?
- In some cases, a cash-out refinance may be an alternative to a HELOC for the similar purpose of accessing funds by tapping into home equity.
Flourish Lending is available for properties located in the following states: www.flourish.com/states.