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For Organizations

  • How can I set up an Institutional account?
  • What if I don’t have a document that names the Authorized Person that I wish to add?
  • Can I open an Institutional account using the same profile and email that I use for my existing personal account(s)?
  • What types of institutional Flourish Cash accounts do you support?
  • What information will I need to open an Institutional account?
  • Can I deposit more than you can keep FDIC insured?
  • Can I add or remove an Authorized Person at a later date?
  • Will I be informed when other Authorized Persons make a transfer or a significant change?
  • Will other Authorized Persons see my personal accounts if I use the same login profile to access all of my Flourish Cash accounts?
  • Can I add multiple Authorized Persons?
  • What is an Authorized Person?
  • Can I open an account for an organization online?
  • How long does it take to open a Flourish Cash account for an organization?
  • Can I keep my existing bank accounts?
  • Can I remove Authorized Persons and/or assigned persons?
  • Is there a log of actions by all users I can view?
  • Can I set different levels of privileges for different Authorized Persons?
  • Do I have to open accounts with each Program Bank?
  • When another Authorized Persons makes a transfer will I be informed about it?
  • Will I need to provide information about Ultimate Beneficial Owners (UBOs) during the account opening process?
  • Can I open accounts for multiple organizations?
  • Can I open multiple Flourish Cash accounts for the same organization?
  • Can I also open a personal Flourish Cash account?
  • What if my business has an existing account at one of your Program Banks?
  • Can I transfer money between one Flourish Cash account and another?
Legal and Privacy


Flourish is an online platform through which investors can access financial services and products. Flourish’s offerings are provided by different entities and are subject to different terms, investor protections, and risks. Flourish Cash is offered by Flourish Financial LLC, a registered broker-dealer and FINRA member. Flourish Financial LLC is not a bank. Check the background of Flourish Financial LLC and its personnel on FINRA's BrokerCheck. Flourish Annuities refers generally to the annuity platform operated by Flourish Technologies LLC, where applicable, and to Flourish Insurance Agency LLC in its capacity as a licensed insurance producer providing insurance services related to such platform. Flourish Insurance Agency LLC does business in California under the name Flourish Digital Insurance Agency. An annuity is an insurance contract. Annuities shown on the platform are sold through Flourish Insurance Agency LLC, a licensed insurance producer, with offices in Jersey City, New Jersey, and are issued by one or more approved licensed life insurance companies. The Flourish entities mentioned above are affiliates. Flourish Cash and Flourish Annuities accounts are separate accounts and only assets in Flourish Cash accounts may be eligible for protection by the FDIC or SIPC. Please review the Legal section of our website, and the disclosures provided with each Flourish service or product, for further information. If you were introduced or invited to Flourish by an investment advisor or other third party, please be aware that, unless otherwise disclosed to you, they are not affiliated with any Flourish entity. The role of the investment advisor or other firm that invited you to Flourish may vary between different Flourish services and products, as further described in your terms of service. © 2024 Flourish. All rights reserved.