There are two ways of funding a Flourish Crypto account:
From a Flourish Cash account
It’s easy to transfer funds between a Flourish Cash account and a Flourish Crypto account. Simply log in to Flourish, click “Manage” next to either your Flourish Cash account or your Flourish Crypto account, then head to the “Transfers” page. Here, you’ll be able to transfer funds between your existing accounts.
There are a few important details to be aware of:
- Transfers between Flourish Cash accounts and Flourish Crypto accounts are not instant: any transfer submitted before 7 AM ET on a business day will be available in the destination account later that day—typically around 11 AM ET. Any transfer submitted after 7 AM ET on a business day will be available the next business day. We will send you an email notification as soon as the funds have arrived; funds are available for trading as soon as the transfer is complete.
- When you deposit new funds into a Flourish Cash account via ACH, those funds are subject to a three-day security hold before they can be withdrawn or transferred to a Flourish Crypto account. As such, you’ll need to wait three days for the funds to settle before you can transfer the funds to your Flourish Crypto account.
- If you deposit new funds in a Flourish Cash account via wire, those funds can be immediately transferred to a Flourish Crypto account.
- You can transfer up to the available US Dollar balance in the originating account for transfers between Flourish Cash and Flourish Crypto accounts.
Via a wire from an external bank or brokerage account
Flourish Crypto accounts can send and receive wires from external bank and brokerage accounts. Funding a Flourish Crypto account via a wire deposit is fast and easy, with expected same day settlement and immediate availability for trading.
You can find wire instructions, including your account and routing number, on the “Wires” page of your Flourish Crypto account. This information will also be shared with you during the account opening process.
You can find detailed information about receiving wire transfers here.