While you can always open a certificate of deposit (CD) or invest in a money market mutual fund outside of Flourish Cash, you cannot do so within Flourish Cash itself. Flourish Cash is not a CD or money market mutual fund.
Please note that opening and funding CDs at an institution that also serves as one of our Program Banks can cause you to exceed FDIC coverage limits at that bank if you hold the CD in the same account type (e.g. you hold a CD in an individual account at your bank and have an individual Flourish Cash account).
If you plan on holding CDs or any other funds at one of our Program Banks, you should opt out of that bank through Flourish Cash. You can learn more about that process here.